Finally arriving in your own home with Briidge
With our financing bridge, e.g. if you don't have enough equity, your affordability is not sufficient or you want to protect your pension fund.
5 steps to your dream property.
It‘s a match!
Have you already fallen in love with your dream property? That’s the first – and the most important – step.
The bank rejects your mortgage application
There can be lots of different reasons for this. But does that mean throwing in the towel? Not with us.
Let‘s сheck
We analyse your problem and assess whether your financial situation and your dream property meet the requirements for Briidge financing.
We build the financing bridge
We will work out a tailor made offer on how we can help you finance your dream property.
Yay, made it!
You’re now living as a tenant in your dream property until it's yours. Congratulations!
"99 Problems but Financing ain’t one"
Have you found your dream property but failed to secure conventional financing with your bank? Often it’s small formalities or minimal shortfalls which determine whether you receive funding or not. We think: your dream property should not depend on an Excel spreadsheet. We can support you with our financing bridge for these 5 common issues.
- Equity
- Affordability
- Pension fund
- Sharia-compliant (Islamic law)
- Lex Koller legislation
If you currently have less than 20% equity, which is where we come in with the following two options:
Briidge model
You have a high savings potential and can save up the missing funds in 12 to 24 months. You pay a deposit between 5% - 15%. We will buy the apartment, sell it to you at the chosen time in 12 or 24 months and rent it to you during the bridging period so that you can move in immediately. The optimal financing solution for your very own home!
Briidge-lease-purchase model
We sell you your own home at a point in the future (usually 2 -5 years). You pay a deposit between 5% - 15% and monthly rent. At the end of the rental period, you will be reimbursed up to 80% of the rent payments made, which is then brought in for the bank as part of the own funds (generally 20% of the purchase price). The optimal financing solution to get your very own home! (Note: This model depends on the market value of the property)
Calculated affordability currently not given
You currently have a reduced income due to further education/maternity leave/self-employment etc., but can clearly demonstrate that this situation will improve in 12 to 24 months. No problem! That’s where we come in. We’ll buy the apartment, sell it to you over time, and rent it to you in the bridging period. The optimal financing solution to fulfil your wishes and dreams!
Protecting your pension fund
You currently have less than 20% equity capital and would like to avoid an early withdrawal of pension fund assets (reasons: gap in the pension fund/reduction in benefits or taxes) - but you can save the missing funds with your savings potential in 12 to 24 months. Here comes Briidge! That’s where we come in. We’ll buy the apartment, sell it to you over time, and rent it to you in the bridging period. The optimal financing solution in order to support you with your demands!
Sharia-compliant (Islamic law)
Are you missing some of the funds needed to buy your dream home? No problem! That’s where we come in. We’ll buy the apartment and rent it to you with an additional payment plan.
Lex Koller legislation
You are waiting for your residence permit, but you’ve already found your dream home. Here we are again! That’s where we come in. We’ll buy the apartment and rent it to you in the bridging period. We will never leave you alone.
We are happy to provide you with an initial consultation.
- 12 years of mortgage experience, of which 2 years as a Senior Credit Officer
- 10 years in a bank and 2 years of insurance lender experience
- DE, EN, FR, IT
- Customer support across Switzerland
- B.A. degree from HWZ (University of Applied Sciences in Business Administration Zurich) in General Management Zurich and San Diego
- M.A. HSG in Business Management St. Gallen
- Travel, Nature, Family
- 20+ years of mortgage experience
- experienced leader in banking, insurance and service provider
- DE, EN, FR, IT, ES
- eMBA University Zürich
- Family
- 6 years banking (private banking)
- 6 years auditing (PricewaterhouseCoopers AG)
- DE, EN
- A trustee with federal certification
- CAS in Organisational Psychology at Kalaidos FH (Kalaidos University of Applied Sciences)
- Co-owner of Schröder & Keller AG (property investor)
- Martial arts / CrossFit
-
17 years experience, of which 10 years in a bank and 2 years insurance lender experience & 5 years as a mortgage broker
- DE, EN, FR, IT
- B.A. degree from HWZ (University of Applied Sciences in Business Administration Zurich) in Business Administration
- Co-Founder & Managing Partner of feyn AG
- Travel, nature, sport
- Over 15 years of mortgage experience
- Over 10 years in a bank and 5 years as a mortgage broker
- Co-Founder & Managing Partner of feyn AG
- DE, EN
- Bachelor of Science (BSc) degree from ZFH (Zurich University of Applied Sciences) in Business Economics, specialising in banking and finance
- Travel, sport
- 6 years as the CEO of Swiss Finance & Property Investment AG, Zurich
- 9 years as the Managing Director of ALDI SCHWEIZ AG
- DE, EN, FR, IT
- Married with 2 children
- Over 10 years of mortgage experience
- Over 5 years in a bank and 5 years as a mortgage broker
- DE
- Federal higher diploma in Banking Economics from HFBF (Swiss Higher Institute for Banking and Finance)
- Travel, football
- 14 years of mortgage experience
- 10 years in a bank and 4 years as a mortgage broker
- DE, EN
- Sport, films, travel
You can find us in Zurich.
Briidge AG
Am Schanzengraben 25
CH-8002 Zürich
